:root {
  --navy: #0f2a44;
  --navy-deep: #0a1f35;
  --gold: #c5a028;
  --gold-hover: #a8841f;
  --bg: #f5f3ef;
  --text: #1e293b;
  --muted: #64748b;
  --card: #ffffff;
  --border: #e8e4df;
  --success: #15803d;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

html {
  scroll-behavior: smooth;
  scroll-padding-top: 72px;
}

.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  z-index: 200;
  padding: 12px 20px;
  background: var(--gold);
  color: var(--navy);
  font-weight: 600;
  text-decoration: none;
  border-radius: 0 0 8px 0;
}

.skip-link:focus {
  left: 0;
}

a:focus-visible,
button:focus-visible {
  outline: 3px solid var(--gold);
  outline-offset: 2px;
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
  }
}

body {
  font-family: Inter, ui-sans-serif, system-ui, sans-serif;
  background: var(--bg);
  color: var(--text);
  line-height: 1.5;
}

a {
  color: inherit;
}

.container {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 24px;
}

/* Header */
.site-header {
  background: var(--navy);
  padding: 16px 0;
  position: sticky;
  top: 0;
  z-index: 100;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}

.nav-toggle {
  display: none;
  background: transparent;
  border: 1px solid rgba(255, 255, 255, 0.35);
  color: #fff;
  font-size: 14px;
  font-weight: 600;
  padding: 8px 14px;
  border-radius: 8px;
  cursor: pointer;
}

.site-header img {
  height: 36px;
  width: auto;
  border-radius: 6px;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: 24px;
}

.site-nav a {
  color: #94a3b8;
  text-decoration: none;
  font-size: 14px;
  font-weight: 500;
}

.site-nav a:hover {
  color: var(--gold);
}

.nav-cta {
  background: var(--gold);
  color: var(--navy) !important;
  padding: 10px 18px;
  border-radius: 8px;
  font-weight: 600 !important;
}

.nav-cta:hover {
  background: var(--gold-hover) !important;
  color: var(--navy) !important;
}

/* Hero */
.hero-band {
  background: linear-gradient(180deg, var(--navy) 0%, var(--navy-deep) 100%);
  color: #fff;
  padding: 80px 24px 96px;
  text-align: center;
}

.hero-band h1 {
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 700;
  max-width: 680px;
  margin: 0 auto 16px;
  line-height: 1.15;
  text-wrap: balance;
}

.hero-band .sub {
  color: rgba(255, 255, 255, 0.88);
  font-size: 1.125rem;
  max-width: 560px;
  margin: 0 auto 12px;
}

.hero-band .local {
  color: var(--gold);
  font-size: 0.95rem;
  margin-bottom: 32px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: center;
}

.btn {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-weight: 600;
  padding: 14px 32px;
  border-radius: 8px;
  text-decoration: none;
  border: none;
  cursor: pointer;
  font-size: 15px;
}

.btn:hover {
  background: var(--gold-hover);
}

.btn-ghost {
  display: inline-block;
  color: #fff;
  border: 1px solid rgba(255, 255, 255, 0.35);
  padding: 14px 24px;
  border-radius: 8px;
  text-decoration: none;
  font-weight: 500;
  font-size: 15px;
}

.btn-ghost:hover {
  border-color: var(--gold);
  color: var(--gold);
}

/* Scorecard */
.scorecard-section {
  padding: 64px 0 32px;
}

.scorecard-grid {
  display: grid;
  grid-template-columns: 1fr minmax(200px, 280px);
  gap: 48px;
  align-items: center;
}

.scorecard-section h2 {
  font-size: 1.75rem;
  color: var(--navy);
  margin-bottom: 12px;
  text-wrap: balance;
}

.scorecard-lead {
  color: var(--muted);
  margin-bottom: 16px;
  font-size: 1.05rem;
}

.scorecard-points {
  list-style: none;
  margin: 0 0 24px;
  font-size: 15px;
  color: var(--text);
}

.scorecard-points li {
  padding: 6px 0 6px 20px;
  position: relative;
}

.scorecard-points li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 14px;
  width: 8px;
  height: 2px;
  background: var(--gold);
}

.scorecard-mock {
  display: flex;
  justify-content: center;
}

.gauge {
  width: 200px;
  height: 200px;
  border-radius: 50%;
  border: 12px solid var(--navy);
  border-top-color: var(--gold);
  border-right-color: var(--gold);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  background: var(--card);
  box-shadow: 0 1px 3px rgba(15, 42, 68, 0.06);
}

.gauge-value {
  font-size: 3rem;
  font-weight: 700;
  color: var(--navy);
  line-height: 1;
}

.gauge-label {
  font-size: 12px;
  color: var(--muted);
  margin-top: 4px;
}

.btn-card {
  margin-top: 16px;
  text-align: center;
  width: 100%;
}

/* Pricing overlap */
.pricing-wrap {
  margin-top: -48px;
  padding-bottom: 64px;
}

.cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.card {
  background: var(--card);
  border-radius: 12px;
  padding: 28px;
  border: 1px solid var(--border);
  box-shadow: 0 1px 3px rgba(15, 42, 68, 0.06);
  display: flex;
  flex-direction: column;
}

.card.featured {
  border-color: var(--gold);
  box-shadow: 0 4px 24px rgba(197, 160, 40, 0.15);
}

.card .badge {
  font-size: 11px;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--gold);
  margin-bottom: 8px;
}

.card h3 {
  font-size: 18px;
  color: var(--navy);
  margin-bottom: 8px;
}

.card .desc {
  font-size: 14px;
  color: var(--muted);
  flex: 1;
}

.card ul {
  list-style: none;
  margin: 16px 0;
  font-size: 13px;
  color: var(--text);
}

.card ul li {
  padding: 4px 0;
  padding-left: 18px;
  position: relative;
}

.card ul li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 10px;
  width: 6px;
  height: 6px;
  background: var(--gold);
  border-radius: 50%;
}

.price {
  font-size: 28px;
  font-weight: 700;
  color: var(--navy);
  margin-top: 12px;
}

.price span {
  font-size: 14px;
  font-weight: 400;
  color: var(--muted);
}

.card .note {
  font-size: 12px;
  color: var(--muted);
  margin-top: 8px;
}

/* Trust */
.trust {
  padding: 24px 0 64px;
}

.trust-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1px;
  background: var(--border);
  border: 1px solid var(--border);
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 1px 3px rgba(15, 42, 68, 0.06);
}

.trust-item {
  background: var(--card);
  padding: 24px 16px;
  text-align: center;
}

.trust-item strong {
  display: block;
  font-size: 14px;
  color: var(--navy);
  margin-bottom: 4px;
}

.trust-item span {
  font-size: 13px;
  color: var(--muted);
}

/* About */
.about {
  padding: 64px 0;
  border-top: 1px solid var(--border);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

.about h2 {
  font-size: 1.75rem;
  color: var(--navy);
  margin-bottom: 16px;
}

.about p {
  color: var(--muted);
  margin-bottom: 12px;
  font-size: 1.05rem;
}

.about .highlight {
  color: var(--text);
}

/* Contact CTA */
.cta-band {
  background: var(--navy);
  color: #fff;
  padding: 56px 24px;
  text-align: center;
}

.cta-band h2 {
  font-size: 1.5rem;
  margin-bottom: 12px;
}

.cta-band p {
  color: rgba(255, 255, 255, 0.88);
  margin-bottom: 24px;
  max-width: 480px;
  margin-left: auto;
  margin-right: auto;
}

.cta-band a:not(.btn) {
  color: var(--gold);
}

.cta-band a:not(.btn):hover {
  color: #fff;
}

.cta-band .btn {
  color: var(--navy);
  background: var(--gold);
}

.cta-band .btn:hover {
  background: var(--gold-hover);
  color: var(--navy);
}

/* Footer */
.site-footer {
  text-align: center;
  padding: 48px 24px 32px;
  font-size: 14px;
  color: rgba(255, 255, 255, 0.8);
  background: var(--navy);
}

.site-footer img {
  height: 36px;
  margin-bottom: 16px;
}

.site-footer .areas {
  margin-bottom: 8px;
  color: #fff;
}

.site-footer a {
  color: var(--gold);
  text-decoration: none;
  font-weight: 500;
}

.site-footer a:hover {
  color: #fff;
}

.site-footer a:focus-visible {
  outline-color: #fff;
}

/* Mobile */
@media (max-width: 900px) {
  .cards {
    grid-template-columns: 1fr;
  }

  .trust-inner {
    grid-template-columns: repeat(2, 1fr);
  }

  .about-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .nav-toggle {
    display: block;
  }

  .site-nav {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: var(--navy-deep);
    padding: 12px 24px 20px;
    border-top: 1px solid rgba(255, 255, 255, 0.1);
  }

  .site-header {
    position: sticky;
  }

  .header-inner {
    position: relative;
    flex-wrap: wrap;
  }

  .site-nav.is-open {
    display: flex;
  }

  .site-nav a {
    padding: 12px 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
  }

  .site-nav .nav-cta {
    margin-top: 8px;
    text-align: center;
  }

  .scorecard-grid {
    grid-template-columns: 1fr;
  }

  .trust-inner {
    grid-template-columns: 1fr;
  }
}